What does homeowners insurance cover?

We're here to protect your home and everything in it. Here are just a few ways you're covered with homeowners insurance from Pro Insurance Hub:

• Dwelling coverage: Pays for damage to your home and anything attached to it, such as a garage or deck.
• Other structures: Covers the detached structures around your home, including your driveway, patio, and more.
• Personal property coverage: Covers your personal belongings, including furniture and clothing, if they're damaged or destroyed after a covered loss.

Is homeowners insurance required?

Homeowners insurance isn't legally required, but most lenders will require you to buy insurance so your home, and their investment, is protected.

Should I take a home inventory?

Yes, taking the time to make a list of all your belongings can make filing a claim much faster and easier. It can also help you choose the right amount of personal property coverage.