This California Privacy Notice supplements the information contained in our general Privacy Policy and applies solely to those visitors and users that are residents of the State of California (“consumer” or “you”). ProInsuranceHub.com adopts this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”), as amended, and other California Privacy laws. Any terms defined by the CCPA have the same meaning when used in this notice.
We collect information that identifies, relates to, describes,
references, is reasonably capable of being associated with, or could
reasonably be linked, directly or indirectly, with a particular
consumer or household (“personal information”). Personal information
does not include publicly available information, deidentified
information, aggregate information, or any information protected by
other privacy laws and otherwise excluded from the scope of the
CCPA.
This table identifies the categories of personal
information we have collected about consumers within the last 12
months:
| Category | Examples | Collected |
|---|---|---|
| Identifiers | Real name, alias, postal address, unique personal identifier, online identifier, internet protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifier | YES |
| Personal information described in the California Customer Records statute (Cal. Civil Code §1798.80(e)) |
A name, signature, social security number, physical
characteristics or description, address, telephone number,
passport number, driver’s license or state identification card
number, insurance policy number, education, employment,
employment history, bank account number, credit card number,
debit card number, or any other financial information, medical
information, or health insurance information. Note: Personal information included in this category (1) does not include publicly available information that is lawfully made available to the general public from federal, state, or local government records, and (2) may overlap with other categories. |
YES |
| Protected classification characteristics under California or federal law | Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information) | YES |
| Commercial Information | Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. | YES |
| Biometric Information | Physiological, biological, or behavioral characteristics, including deoxyribonucleic acid (DNA), which can be used, singly or in combination with each other or with other identifying data, to establish individual identity. Includes, but is not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise data that contain identifying information. | NO |
| Internet or other electronic network activity information | Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement | YES |
| Geolocation data | Physical location or movements | YES |
| Audio, electronic, visual, thermal, olfactory, or similar information | Electronic recording of customer or prospective customer calls. | YES |
| Professional or employment-related information | Current and prior job and salary history or performance evaluations. | NO |
| Education information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (20 U.S.C. section 1232g, 34 C.F.R. Part 99). | Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. | NO |
| Inferences drawn from any other category of personal information | Deriving information, data, assumptions, or conclusions from facts, evidence, or another source of information or data to create a profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes. | YES |
We obtain the personal information listed above from the following sources:
We may use or disclose the personal information we collect for one or more of the following business or commercial purposes:
We obtain the personal information listed above from the following sources:
We may disclose your personal information for a business purpose to
third parties, such as our subsidiaries and affiliates, as well as
non-affiliated third-parties with whom we partner to offer products
and services to you.
In the preceding 12 months, we have
disclosed the following categories of personal information for a
business purpose to the third parties identified above:
If you are a California resident, the CCPA provides you with additional rights regarding our use of your personal information. This section describes your CCPA rights and explains how to exercise those rights.
You have the right to request that we disclose certain information to
you about our collection and use of your personal information during
the 12-month period preceding your request. Once we receive and verify
your request, we will disclose to you the information that you request
and we are obligated to provide under the CCPA, which may include:
You have the right to request that we delete some or all of the personal information that we have collected from you, subject to certain exceptions. Once we receive and verify your request, we will delete (and direct our service providers to whom we have furnished that information to also delete) your personal information from our (and their) records. With respect to the exceptions, we may deny your deletion request in whole or in part if retaining your personal information is necessary for us or our service providers to:
You have the right to direct us not to sell your personal information
to third parties. Any personal information about you that we sell to a
third party cannot be sold by that third party unless you have
received explicit notice and are provided with an opportunity to
opt-out of the sale of your personal information.
Only you or a
person registered with the California Secretary of State that you
authorize to act on your behalf, may make a verifiable consumer
request related to your personal information. You may also make a
verifiable consumer request on behalf of your minor child.
You
may only make a verifiable consumer request for access or data
portability twice within a 12-month period. The verifiable consumer
request must:
Generally, we will not request additional information from you for
purposes of verification. If, however, we cannot verify you identity
from the information already maintained by us, we may request
additional information from you, which shall only be used for the
purposes of verifying you identity and seeking to exercise you rights
under the CCPA, and for security or fraud-prevention purposes. We will
delete any new personal information collected for the purposes of
verification as soon as practical after processing your request,
except as required to comply with the CCPA.
We cannot
respond to your request or provide you with personal information if we
cannot verify your identity or authority to make the request and
confirm the personal information relates to you. Making a verifiable
consumer request does not require you to create an account with us. We
may require authentication that is reasonable in light of the nature
of the personal information requested and will only use personal
information provided in a verifiable consumer request to verify the
requestor’s identity or authority to make the request.
Please
note that we may continue to share your personal information with our
affiliates and service providers for essential purposes described
above and other such circumstances allowed under the CCPA. Opting out
of the sale of personal information through the “Do Not Sell My
Personal information” link does not mean that you will stop seeing
ads, including some interest-based ads. To learn more about
interest-based advertising across sites and additional opt-out
choices, please see our general Privacy Policy.
If you use an authorized agent to submit a request to know or a
request to delete, we may require that you provide the authorized
agent written permission and require the authorized agent to verify
its own identity with us.
A power of attorney to your
authorized agent is an acceptable form of authorization.
We may
deny a request from an agent that does not submit proof that they have
been authorized by you to act on your behalf.
When you submit a request to delete, or a request to know, we verify your request by taking the following steps:
When verifying a request, we consider the following factors:
When you request to know categories of personal information, we verify
your identity to a reasonable degree of certainty.
When you
request to delete, we verify your identity to a reasonable degree or a
reasonably high degree of certainty depending on the sensitivity of
the personal information and the risk of harm to you posed by
unauthorized deletion.
In all cases, we verify by matching the
identifying information provided with the request to the personal
information of the consumer already maintained by us.
Upon receiving a request to know or a request to delete, we will
confirm receipt of the request within 15 days and provide information
about how we will process the request.
We strive to respond to a
verifiable consumer request within 45 days of its receipt. If we
require more time (up to 90 days), we will inform you of the reason
and extension period in writing. We will deliver our written response
by mail or electronically, at your option.
Any disclosures we
provide will only cover the 12-month period preceding the receipt of
the verifiable consumer request. The response we provide will also
explain the reasons we cannot comply with a request, if applicable.
For these requests, we will select a format to provide your personal
information that is readily useable and should allow you to transmit
the information from one entity to another entity without
hindrance.
We do not charge a fee to process or respond to your
verifiable consumer request unless it is excessive, repetitive, or
manifestly unfounded. If we determine that the request warrants a fee,
we will tell you why we made that decision and provide you with a cost
estimate before completing your request.
We will not discriminate against you for exercising any of your rights under the CCPA. For example, we will not:
We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice (which will be updated at least once every 12 months), we will notify you through a notice on this page: Privacy Policy.
If you have any questions or comments about this notice, ourPrivacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: